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No Medical Life Insurance Quote

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Senior Life Insurance Quote

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Final Expense Life Insurance Quote

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Traditional Life Protection Quote

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Critical Illness Insurance Quote

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Term Life Insurance Quote

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Get Affordable Term Life Insurance | Canada

Our Services

Term Life Insurance is a simplest and least expensive life insurance, as it covers the insured for a set period of time (i.e. the term).
Generally, protection is provided in 10 or 20 or 30 years terms, with some plans, until age 100.
Once the selected term has ended, the policyholder must forgo coverage or potentially obtain new coverage, likely with different payments or conditions.
Most of Term Life Insurance plans are renewable, meaning they can be renewed to another similar term before the policy got expired, or, the policyholder can convert Term Life Insurance coverage to the Permanent one (depends on policy provision)

Get cheap Term Life Insurance | Call Us Now 416 858 4857 to get the best rates on the market

Get Term Life Insurance Quote | Canada

Best Term Life Insurance Rates

When Term Life Insurance is the best option for you:

- Mortgage
- Children education
- Loans and other debts
- Financial support for your beneficiaries when you pass away
- Funds to cover financial obligations, and pay other expenses
- Capital gains taxes on your assets (property, investments, etc.)

Term life insurance is used primarily for income replacement in the event of the death of the insured.
For example, a person may choose to purchase term insurance that expires near retirement age, working under the assumption that by the time they’re ready to retire, the individual would have the financial means to provide for their dependents when they pass on.

Get cheap Term Life Insurance | Canada | Call Us Now 416 858 4857 to get the best rates on the market



Our Service Area:

- Mississauga
- Brampton
- Toronto
- Scarborough
- Vaughan
- Richmond Hill
- Markham
- Aurora
- Newmarket

Term Life Insurance - Advantages

Why Term Life Insurance might be a good option for you:

from $17.00
Price: Term Life Insurance is the cheapest form of life insurance you can buy
Affordability and Value: With Term Life Insurance, you can purchase the amount insurance that you need without paying more than you can afford. This is especially true when you are young and need a great deal of insurance to protect your family
Covering Short-Term Needs: Term Life Insurance is a perfect solution for covering temporary obligations. Many people purchase Term Life Insurance that pays off your home in the event of your death
Easy to understand: Term insurance is simple. With Term Life Insurance, you are buying pure death protection without equity. It’s cheap and doesn’t have a lot of complicated variables
Guaranteed Prices: Term Life Insurance offers guaranteed rates. Depending on your needs, you can “lock-in” rates for 10, 20 or 30 years. These level Term Life policies are extremely popular. In fact, you can even get a lifetime guaranteed term policy
Conversion Options: Most term policies offer conversion options allowing you to exchange your term life policy for a more permanent policy without proof of health. This option can be invaluable if you develop a health problem or can no longer medically qualify for life insurance
Flexibility: With Term Life Insurance, you can separate your life insurance from your investments.This “Buy Term and Invest the Difference Philosophy” has become increasingly more popular in the last 20 years

Term Life Insurance - Disadvantages

When Term Life Insurance might be a not a good option for you:

from $17.00
Increasing Prices: Premium payments for term life insurance increase after the initial guarantee period. For example, if you own a 10-year level term policy, you can expect a significant increase in your premium after the 10th policy anniversary
Cost Prohibitive Over Time: Term insurance is designed to be temporary and therefore will become cost prohibitive at some point. If you need life insurance that extends beyond your life expectancy, term life is not the way to go
Not Designed to Last a Lifetime: Because premiums increase and eventually become cost prohibitive, you may not be able to afford to keep your term policy. In fact, a great majority of people that buy term life insurance end up outliving the coverage and drop it because of the costs
No Cash Value: Most term life builds no equity. There is a policy known as return of premium or ROP term that builds cash value. However, most term polices have no cash growth

References

What our Clients say?

Were are here to help our customers with personal attention and dedication. Our Agents are fully licensed and will provide you with the outstanding customer service. Get in contact with one of our agents and one of our representative will be with you shortly!

Thank you for taking great care of us on our insurance. Your team has been wonderful to work with. Not only do I get great service with your company but we also got a great policy at a great price. How do I know it’s a great policy? I know because you and I walked through each of the points to ensure that I had adequate coverage. How do I know it’s a great price? I know because I’m paying less for more option than I did for on our old insurance. I always liked your tagline “Affordable Insurance for everyone!” but now I can truly say I get it.

Jillian Glasgow October 05, 2017

When I first contacted AffordableInsurance4Everyone.com, I was immediately put to ease by their breadth of knowledge and willingness to help me navigate the complex world of insurance. Any question or concern was answered in clear, concise, and understandable language. One of the advisors spent a great deal of time to analyze my needs — never compromising on details, and never once tried to hard sell me a policy I was not comfortable with.
When I was offered policies by another insurance broker, I showed him the policy I received from AffordableInsurance4Everyone.com and this broker was astonished by the included coverage and low price premium. AffordableInsurance4Everyone.com made something I believed to be complex and daunting, in an easy, straight-forward, and relaxing process.

Jeremy Jansen August 12, 2017

Our Reviews

What People Talk About Us!

  • review rating 5  We've had great experience with this company! The rep gave us the best options that fit our needs for a very afordable price. We highly recommend "Affordable Insurance 4 Everyone" to everyone who needs a great service and price! Thank you!

    thumb Klement Erlichman
    2/28/2018

    review rating 5  Very knowledgeable staff, I had a great experience with this company. Me and my family will be using them for years to come. Amazing service and very trustful and understanding people. Thank you I will recommend all my friends and family.

    thumb Alex Sendsen
    2/10/2018

    review rating 5  Thanks a lot for professional and highly knowledgeable advise. Also your quote and prices were unbeatable! We recommend No Medical affordable insurance to everyone!

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    2/05/2018

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    2/05/2018

    review rating 5  Outstanding support and service. I was pleasantly surprised by knowledge and willing to help. Had a numerous quotes from other companies, although for guaranteed no medical insurance quote from Affordable Insurance 4 everyone was the best Highly recommended!

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    2/04/2018

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    2/04/2018
  • review rating 5  Great service! Thank you!

    thumb GSR Studio Inc
    1/30/2018

    review rating 5  Excellent service, very friendly staff. I was very impressed with the knowledge and advice I was given. I had a very pleasant experience and will recommend this company to all my family and friends.

    thumb Michelle Sendsen
    1/28/2018

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    1/25/2018

    review rating 5  Affordable Insurance 4 everyone is actually affordable! The value that I have recieved from this insurance company is much higher than your regular insurance company. I highly recommend using them. It's always good to be insured earlier in your life. Life throws you curve balls at times and it's always good to be prepared. Call them today to book your consultation, you will not regret that you did so. Their customer service is much better than any insurance company out there. Cheers Rony.

    thumb Rony Yakhnin
    1/25/2018

    review rating 5  Outstanding support and service. I was pleasantly surprised by knowledge and willing to help. Had a numerous quotes from other companies, although for guaranteed no medical insurance quote from Affordable Insurance 4 everyone was the best Highly recommended!

    thumb Jenya Makarovskaya
    2/04/2018

    review rating 5  Amazing service and extremely knowledgeable brokers Highly recommended!!!

    thumb Ilona Verkh
    2/04/2018
Get Affordable Term Life Insurance | Canada Call Us Now 416 858 4857 to get the best rates on the market

Company information

Affordable Insurance for Everyone

123 Southdown Ave.
Maple, ON L6A 4N7

Contact details

E-mail address:
info@affordableinsurance4everyone.com

+1 416 858 4857

Available 9:00am - 6:00pm

Get Affordable Term Life Insurance | Canada

Call Us Now 416 858 4857 to get the best rates on the market