Seniors Life Insurance
Seniors that looking for life or Final Expense Life or Guaranteed Issue Insurance, might have their options available better than ever before. While seniors may have had difficulty getting insured in the past, many developments can help you get insured:
- Many insurance companies offer coverage up to age 79.
- Benefit amount can be as low as $5,000 for those looking to cover final expenses.
- Insurance companies offer last-to-die policies at a lower rate than traditional life insurance.
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However, what is even more important - there are Simplified Issue or No Medical policies are available for individuals with health issues.
These policies feature no medical tests and simple health questionnaires
Seniors Life insurance is available for those with serious health issues, or who have been declined or postponed insurance before. These policies come with guaranteed acceptance as long as you meet age requirements.
Seniors Life Insurance | No Medical
Call Us Now 416 858 4857 to get the best insurance quotes online
Seniors Life Insurance - Advantages Only!
Footing urgent expenses:For people who are not covered by life insurance, their families may be left with major financial expenses in the event that they pass away. This brings a heavy financial burden on them as they raise funds to be able to settle the impending bills. For a person who had taken the life insurance cover, they would be covered in meeting the financial expenses. This is but one of the benefits of seniors life insurance. Having seniors life insurance cover can be able to sustain the money needed during the period in between a survivor being able to access the social security benefits left behind. It is a tie consuming process to be able to have the benefits flowing again upon the death of the family member. This period can be very frustrating to your family if they have no regular form of income that may be able to assist them in their daily life.
Shielding your loved ones:One of the benefits of seniors life insurance is that it shields your family from expenses that may be incurred from either your medical treatments or funeral preparations. It may also be able to cater for your personal or business loans as well as mortgage payments. Credit card bills are also covered under this insurance policy. This is just one of the many benefits of seniors life insurance. And if you have someone who relied on you for a special need your insurance policy covers that. It is also better to know that life insurance benefits are paid out in lump sum amount and tax-exempt giving your beneficiaries a chance to decide how best they can use it without the taxman limiting them.
It is a source of income:For a seniors citizen who has retired there is often no other income source. This is a sharp contrast to their youthful days where they possibly had various income streams as well as the strength to pursue various money-making ventures. But now in retirement, this is not the case, the man of the house, as well as his partner, is dependent on the pension income. Pension income does not come in large amounts so they have to adapt to a new lifestyle. And in the event the man dies his spouse will be in a tough financial position, the pension they so relied on as a couple will not flow again. There is a need to be prepared for any eventuality. And the benefits of seniors life insurance cover every eventuality.
Word of advise:Word of advice: Comparing the rates is the final step that is unavoidable. If you do not want to compromise with your pocket, you must check the rates of all insurers before going to buy any plan. Call Us Now @ 416 858 4857 to get the best rates on the market
Facts & Statistic - Best insurances for everyone.
I have been in the process of dealing with another well-known insurance company when after over 5 months of waiting for my quote and being very frustrated with the process, I decided to look at other avenues. I visited this site and took a chance, asking for a quote. I am a smoker, have a number of medical conditions and was rated and declined in the past. So, in my case, getting a life insurance was tricky and quite expensive. Following my meeting with an advisor, he worked hard and diligently in getting me the best quote right at the meeting, not just giving me a chance of being insured and taking care of my family, but also saving me over 60% a month on what I was quoted from the other company (a quote which took them 6 months to get to me!).
Cost of simple cremation
Sophisticated cremation with ceremonies (include flowers, a viewing, chapel reservation)
Minimal funeral costs for a traditional interment
Conservative, low-end, traditional funeral approach
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