Non medical critical illness insurance

Non-Medical Life & Critical Illness Insurance

Non-Medical Life Insurance or No Medical Life Insurance as it's known is Life Insurance that does not require a medical exam or Medical Report from your Doctor when applying for coverage. All you have to do is answer a few questions to qualify.

These No Medical Life Insurance Plans are suitable for the following types of individuals:
  • Anyone hard to Insure
  • Those that have been declined recently or in the past for Insurance requiring medical testing
  • Those who would like to purchase a small amount of coverage for Final expenses & do not want to have any medical tests done.
  • Those with poor medical history and would likely not qualify for traditional Life Insurance
  • Anyone who does not want to go through medical testing & is uncomfortable with needles

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What's are conditions for your eligibility? You are aged 40 to 79 and have a permanent Canadian address. Yes, that's it!

Want more? You may be eligible to buy this policy even if :

  • You have been deferred, postponed, or declined insurance for any reason;
  • You had past health issues that would lead to a deferral or decline under traditional plans; or
  • You are newly landed immigrant or otherwise not a Canadian citizen

Our vision - Best insurances for everyone.

I have been in the process of dealing with another well-known insurance company when after over 5 months of waiting for my quote and being very frustrated with the process, I decided to look at other avenues. I visited this site and took a chance, asking for a quote. I am a smoker, have a number of medical conditions and was rated and declined in the past. So, in my case, getting a life insurance was tricky and quite expensive. Following my meeting with an advisor, he worked hard and diligently in getting me the best quote right at the meeting, not just giving me a chance of being insured and taking care of my family, but also saving me over 60% a month on what I was quoted from the other company (a quote which took them 6 months to get to me!).

"Doug McKenzie"


Unfit for the traditional Life Insurance


New cases of cancer annually


Deaths will occur in Canada annually


Deaths per year caused annually by Heart Attack & Stroke

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