Disability Income Replacement Insurance

Disability Income Replacement Insurance

Disability Insurance is designed to replace a portion of your income or the entire income if you become disabled and are unable to earn an income..
A disability can result from a number of causes, including an injury, a serious illness or a mental health issue. And the duration of a disability can be either short- or long-term.


When Disability Income Replacement Insurance is the best option for you:

  • Self-employed, a contractor or a part-time worker
  • Want coverage for injury only, or both sickness and injury
  • oncerned about qualifying for traditional coverage
  • Financial support for your beneficiaries when you pass away
  • Want to top up group coverage or don't have group coverage
  • Ages 18-55, Canadian Citizen or Permanent Resident / Landed Immigrant
  • Working a minimum of 30 hours per week

The market offers different kinds of disability insurance coverage, including individual insurance plans and group insurance plans. You can also find the government plans such as workers’ compensation (WSIB) and benefits provided under the Canada Pension Plan.


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Disability Income Replacement Insurance | Traditional Life Insurance

Call Us Now 416 858 4857 to get the best Disability Insurance quotes online

Disability Income Replacement Insurance Advantages:

  • Insure your paycheque

    The ability to earn an income is one of your most valuable assets. Your ability to provide for yourself and your family could come under risk if you are unable to work. Disability insurance can help maintain your lifestyle until you are able to return to work
  • Safeguard your retirement

    If you are unable to earn an income for an extended period, it could affect your ability to save for retirement. You may even need to withdraw from these savings to make ends meet. Disability insurance replaces a percentage of your income, so you may avoid having to withdraw money from your savings while you are unable to work
  • Flexible Options

    Our disability insurance plans offer a range of benefit and premium options to suit your occupation, income level, and other factors.
  • Fills Coverage Gap

    Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) disability benefits are limited and may be more restrictive.
  • Helps You Return to Work

    Many of our plans provide a return to work benefits such as rehabilitation, job retraining, and other services to help you get back to work.
  • Portable

    Most employer-sponsored plans end if you leave your job. An individual disability income replacement insurance plan can go with you.
  • Word of advice:

    Word of advice: Comparing the rates is the final step that is unavoidable. If you do not want to compromise with your pocket, you must check the rates of all insurers before going to buy any plan.
    Call Us Now @ 416 858 4857 and Get a Free Quote online!

Facts & Statistic - Best insurances for everyone.

I have been in the process of dealing with another well-known insurance company when after over 5 months of waiting for my quote and being very frustrated with the process, I decided to look at other avenues. I visited this site and took a chance, asking for a quote. I am a smoker, have a number of medical conditions and was rated and declined in the past. So, in my case, getting a life insurance was tricky and quite expensive. Following my meeting with an advisor, he worked hard and diligently in getting me the best quote right at the meeting, not just giving me a chance of being insured and taking care of my family, but also saving me over 60% a month on what I was quoted from the other company (a quote which took them 6 months to get to me!).

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