Term Insurance
Need to insure your Mortgage and don’t know your Term Life Insurance options?
Contact us now and one of our licensed specialists will help you to get best solution on time and on market!
Critical Illness Insurance
Did you know 1 in 3 Canadians contract some sort of life threatenning cancer and not covered by Critical Illness Insurance?
Contact us now and one of our licensed specialists will help you to get best Critical Illness coverage!
Seniors Insurance
Looking for Seniors Life Insurance and think you are uninsurable?
Our licensed specialists will assess your situation and help you to get an appropiate solution!
Uninsured
Having troubles to get Life Insurance?
Get the best free quotes for Life Insurance solution at any stage of your life!
Declined
Having health issues and was declined for Life Insurance Policy in the past?
We will get you the best solution on the market!
How does it work!
Life Insurance can be one of the most important and valuable decisions you make towards protecting and planning
for yourself and your loved one’s financial security.
But should it be so complicated? Not at all - just follow the steps below:
Traditional Insurance Policy
Your first step is to get approved with Traditional Insurance, either Term or Universal Life policy. There might be some unfortunate situations when Insurance company either rated or declined the policy issue due to your medical history. However, that should not mean you cannot get insured!
No Worries - just proceed to Guaranteed Issue Policy!Guaranteed Issue Policy
A Guaranteed Life Policy is “guaranteed issue”. You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applicants.
Regardless of your medical condition or previously declined for life insurance, you are eligible for this plan!
It is generally purchased to cover final expenses by individuals who are not eligible for other plansSimplified Protection Plan
You were able to truthfully answer NO to 11 qualifying health questions and now you are qualified for Simplified Protection Plan! But let's try your next option.Preferred Protection Plan
Were you able to answer NO to 19 qualifying health questions? If yes, then congratulations, you are qualified for Preferred first-day Protection! You had some questions answered with YES? No worries - you still qualified for Guaranteed Issue or Simplified Protection Plan.
Unfit for the traditional Life Insurance
New cases of cancer annually
Deaths will occur in canada annually
Deaths per year caused annually by Hearr Attack & Stroke