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No Medical Life Insurance Quote

Amount of Coverage: $

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Are you looking for Term or Permanent coverage solution?

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I have not
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Senior Life Insurance Quote

Amount of Coverage: $

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Yes, I have No, I have not
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Final Expense Life Insurance Quote

Amount of Coverage: $

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Yes, I have No, I have not
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Traditional Life Protection Quote

Coverage Amount: $

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Are you looking for Term or Permanent coverage solution?

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Yes, I have No, I haven't
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Critical Illness Insurance Quote

Amount of Coverage: $

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Term Life Insurance Quote

Coverage Amount: $

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GET YOUR AFFORDABLE GUARANTEED LIFE INSURANCE!

Why insurance is important
for your family

You should always remember your loved ones that if something happens to you - the will be protected!

Having troubles
to get Insured?

Think you are not entitled
to the Life Insurance?

GET NO MEDICAL SIMPLIFIED ISSUE POLICY INSTANTLY!

Why insurance is important
for your family

You should always remember your loved ones that if something happens to you - the will be protected!

Get Insurance with us!

No Medical!
No Needles!

Having Health issues and
was declined for Insurance?

GET YOUR SENIORS AND FINAL EXPENSE INSURANCE!

Why insurance is important
for your family

You should always remember your loved ones that if something happens to you - they will be protected!

Looking for the Final or
Last Expenses coverage?

Looking for the Senior Insurance?
Think you are uninsurable?

Take care of your family

It’s simple.
If people you love depend on you for their comfort and financial security, life insurance may be among the most significant purchases you’ll ever make.
Life insurance can help provide for your loved ones’ financial needs after you’re gone. Whether for their families, spouses or even essential business partners, people purchase life insurance to help those they care about have more secure financial futures.
You can do this for those important to you as well.

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How does it work

Your Insurance options in nutshell

Life Insurance can be one of the most important and valuable decisions you make towards protecting and planning for your loved one’s financial security.
But should it be so complicated? Not at all - just follow the steps below:

Traditional Insurance Policy

Your first step is to get approved with Traditional Insurance, either Term or Universal Life policy. There might be some unfortunate situations when Insurance company either rated or declined the policy issue due to your medical history. But don't worry - just proceed to the next step!

Guaranteed Issue Policy

You were able to truthfully answer either you Smoker or Non-Smoker. You are qualified for Guaranteed Issue Plan!

Simplified Protection Plan

You were able to truthfully answer NO to 11 qualifying health questions and now you are qualified for Simplified Protection Plan! But let's try your next option.

Preferred Protection Plan

Were you able to answer NO to 19 qualifying health questions? If yes, then congratulations, you are qualified for Preferred first-day Protection! You had some questions answered with YES? No worries - you still qualified for Guaranteed Issue or Simplified Protection Plan.

Get Started - Get an insurance quote!

Guaranteed Issue

Guaranteed Issue plan is Guaranteed Policy.
You will not be turned down for coverage regardless of health condition. It is a simple insurance solution designed to meet the insurance needs of the most challenging applicants.
Regardless of your medical condition or previously declined for life insurance, you are eligible for this plan. It is generally purchased to cover final expenses by individuals who are not eligible for other plans of insurance.

What's are conditions for your eligibility? You are aged 40 to 79 and have a permanent Canadian address. Yes, that's it!

Want more? You may be eligible to buy this policy even if:

- You have been deferred, postponed, or declined insurance for any reason;
- You had past health issues that would lead to a deferral or decline under traditional plans; or
- You are newly landed immigrant or otherwise not a Canadian citizen

Get Started - Get an insurance quote!

Simplified Protection

Simplified Protection Plan is a permanent life insurance solution for residents of Canada between the ages of 18 and 79 who need lifetime insurance protection with a simple and fast qualifying process.
- You aged 18 to 70 and Canadian resident - may be eligible for coverage of up to $300,000
- You aged 71 to 79 and Canadian resident - may be eligible for coverage of up to $150,000

Simple, like this! But wait for more - you may be eligible for this policy even if:
- You have been deferred, postponed, or declined insurance for any reason;
- You had past health issues that would lead to a deferral or decline under traditional plans; or
- You are the newly landed immigrant or otherwise not a Canadian citizen.

Get Started - Get an insurance quote!

Preferred Protection

With First-Day coverage, preferred rates, and simplified underwriting Preferred Protection is an ideal option for clients who want all the benefits of traditionally underwritten insurance alongside the ease and simplicity of no medical plan.
- You aged 18 to 70 and Canadian resident - may be eligible for coverage of up to $300,000
- You aged 71 to 79 and Canadian resident - may be eligible for coverage of up to $150,000

That is not all - even with First-Day coverage, you may be eligible for this policy even if:
- You have been deferred, postponed, or declined insurance for any reason;
- You had past health issues that would lead to a deferral or decline under traditional plans; or
- You are the newly landed immigrant or otherwise not a Canadian citizen.

Get Started - Get an insurance quote!

Traditional Insurance

Every day, we help Canadians across the country to properly understand the life insurance market and simplify the process by providing options for your individual situation. Our licensed life insurance advisors will provide you with one-on-one service giving you the most cost-effective and beneficial options for you and your family, taking into consideration your age, health, family status and even economic situation.

  • Guaranteed Issue
  • Simplified Protection
  • Preferred Protection
  • Traditional Insurance

Our vision

Best insurances for everyone

I have been in the process of dealing with another well-known insurance company when after over 5 months of waiting for my quote and being very frustrated with the process, I decided to look at other avenues. I visited this site and took a chance, asking for a quote. I am a smoker, have a number of medical conditions and was rated and declined in the past. So, in my case, getting a life insurance was tricky and quite expensive. Following my meeting with an advisor, he worked hard and diligently in getting me the best quote right at the meeting, not just giving me a chance of being insured and taking care of my family, but also saving me over 60% a month on what I was quoted from the other company (a quote which took them 6 months to get to me!).

Doug McKenzie
62% Unfit for the traditional Life Insurance
206,200 New cases of cancer annually
80,800 Deaths will occur in Canada annually
72,000 Deaths per year caused annually by Heart Attack & Stroke

Our Reviews

What People Talk About Us!

  • review rating 5  We've had great experience with this company! The rep gave us the best options that fit our needs for a very afordable price. We highly recommend "Affordable Insurance 4 Everyone" to everyone who needs a great service and price! Thank you!

    thumb Klement Erlichman
    2/28/2018

    review rating 5  Very knowledgeable staff, I had a great experience with this company. Me and my family will be using them for years to come. Amazing service and very trustful and understanding people. Thank you I will recommend all my friends and family.

    thumb Alex Sendsen
    2/10/2018

    review rating 5  Thanks a lot for professional and highly knowledgeable advise. Also your quote and prices were unbeatable! We recommend No Medical affordable insurance to everyone!

    thumb Elina Yakhnin
    2/05/2018

    review rating 5  We have a serious problem with our life insurance policy and thanks to Affordable Insurance 4 Everyone brokerage, we have got our issues explained and solved. Thanks a lot for your tome and tremendous service! Highly recommended!

    thumb Angelika Shisgal
    2/05/2018

    review rating 5  Outstanding support and service. I was pleasantly surprised by knowledge and willing to help. Had a numerous quotes from other companies, although for guaranteed no medical insurance quote from Affordable Insurance 4 everyone was the best Highly recommended!

    thumb Jenya Makarovskaya
    2/04/2018

    review rating 5  Amazing service and extremely knowledgeable brokers Highly recommended!!!

    thumb Ilona Verkh
    2/04/2018
  • review rating 5  Great service! Thank you!

    thumb GSR Studio Inc
    1/30/2018

    review rating 5  Excellent service, very friendly staff. I was very impressed with the knowledge and advice I was given. I had a very pleasant experience and will recommend this company to all my family and friends.

    thumb Michelle Sendsen
    1/28/2018

    review rating 5  Affordable pricing, very nice staff Highly recommend

    thumb Vadim Shisgal
    1/25/2018

    review rating 5  Affordable Insurance 4 everyone is actually affordable! The value that I have recieved from this insurance company is much higher than your regular insurance company. I highly recommend using them. It's always good to be insured earlier in your life. Life throws you curve balls at times and it's always good to be prepared. Call them today to book your consultation, you will not regret that you did so. Their customer service is much better than any insurance company out there. Cheers Rony.

    thumb Rony Yakhnin
    1/25/2018

    review rating 5  Outstanding support and service. I was pleasantly surprised by knowledge and willing to help. Had a numerous quotes from other companies, although for guaranteed no medical insurance quote from Affordable Insurance 4 everyone was the best Highly recommended!

    thumb Jenya Makarovskaya
    2/04/2018

    review rating 5  Amazing service and extremely knowledgeable brokers Highly recommended!!!

    thumb Ilona Verkh
    2/04/2018

Company information

Affordable Insurance for Everyone

123 Southdown Ave.
Maple, ON L6A 4N7, Canada

Contact details

E-mail address:
info@affordableinsurance4everyone.com

905.952.5100
416.858.4857

Available 9:00am - 6:00pm